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  • Writer's pictureBay Atlantic FCU

Get Your Student Loans in Check!

If you have a college degree or certificate, chances are, you also have student loan debt. In fact, according to the U.S. Department of Education, about 42.9 million Americans had a federal student loan in 2021.*

Federal student loan payments and interest have been paused since March 2020 in response to the Covid-19 Pandemic. This pause has been extended twice so far, but payments and interest are scheduled to resume on September 1st.

Between federal and private student loans, your payments can really add up! Not to mention the time it takes to manage payments to multiple lenders.

Now's the time to get your student loans in check and refinance with a Bay Atlantic FCU private student loan! Refinancing with the credit union may help lower your monthly payment and interest rate.**

Other benefits to refinancing with BAFCU include:

  • Competitive Interest Rates

  • Flexible Rates and Terms

  • Borrow What You Need

  • Release Your Co-Signer

  • Complete Your Application in under 5 minutes

*Source:; Published 5/20/2021


**Terms and conditions apply. Loan products, terms, and benefits displayed on this website may be modified or discontinued at any time without notice. Your initial rate will be determined after a review of your application and credit profile. You must be either a U.S. citizen or Permanent Resident in an eligible state, must have graduated from an eligible school, and meet Bay Atlantic Federal Credit Union's credit and income requirements to qualify for a loan. Additionally, in order to receive a loan from Bay Atlantic Federal Credit Union, you must be a member of Bay Atlantic Federal Credit Union. If you are not a member of Bay Atlantic Federal Credit Union, you may apply and become a member during the loan application process. Applying with a creditworthy cosigner may result in a better chance of loan approval and/or lower interest rate.


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