Achieve Your Dreams
Bay Atlantic FCU private student loans can help fund your future. Whether you're attending community college, a four year college or university, or a vocational or trade school, our low cost student loan is designed to meet your educational needs*
Complete your application in less than 15 minutes
Manage your loan completely online 24/7-- no more old fashioned paperwork
No application fee for students
Flexible in-school payment options (interest only or $25/month)
Use your loan to pay for qualified educational expenses, including tuition, books, room/board, computers, and more!
Who is eligible for a Bay Atlantic FCU private student loan? You must meet the following criteria:
You are age 18 or older
You and your cosigner (if applicable) are US citizens or permanent residents
You meet our minimum credit requirements
You're enrolled at least half-time at an eligible school
You have a GPA of at least 2.0.
You're a member of Bay Atlantic FCU
If you're ready to apply, click here to get started! Have questions? Call: 888-549-9050 (M-F 9am-8pm EST)
Succeed After College
Get your student loans in check by refinancing with Bay Atlantic FCU. You may be able to save thousands by refinancing and taking advantage of our competitively low interest rates. Save money and simplify your finances by switching to one easy monthly payment.
Complete your entire application online in under 15 minutes with no application fee!
If you're ready to apply, click here to get started!
Have questions? Call 888-549-9050 (M-F 9am-8pm EST)
*Private student loans should be used as supplemental funding after exhausting all other sources of financial aid, including grants, scholarships, and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit