Student Loans


Achieve Your Dreams

Bay Atlantic FCU private student loans can help fund your future. Whether you're attending community college, a four year college or university, or a vocational or trade school, our low cost student loan is designed to meet your educational needs*

  • Complete your application in less than 15 minutes

  • Manage your loan completely online 24/7-- no more old fashioned paperwork

  • No application fee for students

  • Flexible in-school payment options (interest only or $25/month)

​Use your loan to pay for qualified educational expenses, including tuition, books, room/board, computers, and more!

Who is eligible for a Bay Atlantic FCU private student loan? You must meet the following criteria:

  • You are age 18 or older

  • You and your cosigner (if applicable) are US citizens or permanent residents

  • You meet our minimum credit requirements

  • You're enrolled at least half-time at an eligible school

  • You have a GPA of at least 2.0.

  • You're a member of Bay Atlantic FCU

If you're ready to apply, click here to get started! Have questions? Call: 888-549-9050 (M-F 9am-8pm EST)

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Succeed After College

Get your student loans in check by refinancing with Bay Atlantic FCU. You may be able to save thousands by refinancing and taking advantage of our competitively low interest rates. Save money and simplify your finances by switching to one easy monthly payment.

Complete your entire application online in under 15 minutes with no application fee!

If you're ready to apply, click here to get started!
Have questions? Call 888-549-9050 (M-F 9am-8pm EST)

*Private student loans should be used as supplemental funding after exhausting all other sources of financial aid, including grants, scholarships, and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit