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Become a Member


If you are interested in becoming a BAFCU member, you must meet eligibility requirements. If you are employed by one of our member groups or associations, retired from, or an immediate family member of a current account holder, you are immediately eligible to join. You may also become eligible for membership by supporting M-25 Initiative. For more information, see below.

Once you become a member of the credit union, you can remain a member for life, even if you change jobs, retire, or move out of the area.

If you would like to open an account, please visit our office and speak with a Member Service Representative. 

If you have additional questions about necessary documentation for account opening, please call 856-696-2525.

How can I become eligible for membership?

If you do not qualify for membership through an employer group or family, you can still become a credit union member by signing up to support M-25 Initiative. A minimum $10 donation to support any of their community programs is required.


Who is M-25 Initiative? 

M-25 Initiative is a 501c3 non-profit in Cumberland County, NJ created for the sole purpose of engaging, equipping, empowering, and mobilizing individuals and organizations to engage in innovative and cooperative solutions to alleviate suffering, feed the hungry, end poverty, reduce crime, revitalize a spirit community and transform lives! Click here to view their website.

What does M-25 Initiative do?

M-25 Initiative contributes to several community support programs, including:

  • Code Blue

    • The Cumberland County Code Blue program began in Bridgeton, NJ by Bridgeton Mayor Albert Kelly, Dr. Rob Weinstein, Rev. Ellen Rutherford, and Captains James and Maria Stephenson was created to provide "Warming Centers" as a way for homeless persons in the community to find shelter from frigid overnight temperatures during the cold winter months. A "Code Blue" is initiated when temperatures are 32 degrees with precipitation or 25 degrees without precipitation. Warming Centers are housed by host churches on a rotating basis from 6 PM to 6 AM.

  • Housing First​

    • Housing First is a homeless assistance approach that prioritizes providing permanent housing to people experiencing homelessness, thus ending their homelessness and serving as a platform from which they can pursue personal goals and improve their quality of life. This approach is guided by the belief that people need basic necessities like food and a place to live before attending to anything less critical, such as get-ting a job, budgeting properly, or attending to substance use issues.​

How do I contribute to M-25 Initiative?

To confirm your membership eligibility through support of M-25 Initiative, we ask that you make your donation when you meet with a member service representative to open your account. They will walk you through the steps, record proof of donation, and complete your account opening. 

If you are interested in making any additional donations to support M-25 Initiative, you can do so by clicking here.


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that on personal accounts identifies each person who opens an account. In addition, on legal entity accounts, we will require identification on beneficial owners and controlling person.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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