Apply for a Loan
You must be a Bay Atlantic FCU member to apply for a loan. Online applications must be submitted through Virtual Branch online banking using a web browser.* We do not accept applications through the Mobiliti mobile app.
To start your online application, log into Virtual Branch online banking.
Once logged in, select the “New Account” option, and select “Apply for a Loan” from the drop down menu.
Confirm that you are applying with the correct member ID, and follow the steps given in the online application. Once you've completed the application, you will receive a confirmation number. This is your indication the application was submitted successfully.
IMPORTANT INFORMATION ON LOANS
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A personal loan is an unsecured loan.
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A vehicle or recreational loan is a secured loan.
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A share pledge/certificate loan is a secured loan.
To ensure timely application processing, please make sure all your contact information is current and correct in Virtual Branch.
You must also submit your two most recent paystubs to Lending to complete application processing.
Copies of pay stubs may be dropped off in person, emailed to our loan officers at loans@bayatlanticfcu.org or faxed to 856-691-5593
Once we have received all necessary documentation, you should expect to hear from a loan officer in two to three business days.
Click here to log into Virtual Branch.
Click here to download a printable loan application.
*Home equity loan applications are only available in person.
Please contact our Loan Center at 856-696-2525 ext 6011 for more information.