Auto Loans

We make the car buying experience a breeze!

Whether you're looking for a new or used vehicle, Bay Atlantic FCU offers competitive rates. We aim to make your car buying experience easy and affordable. Our rates are as low as 2.24% APR with terms up to 84 months, and you can finance up to 125% of the vehicle's value (to help cover tax, tags, and extended warranties.)

Applying is easy!

Click here to submit your application online, or visit us in person to submit a physical application.

Click here to view our hours and locations.

lmcur_banner_carvana.jpg

QUICK LINKS

Resources and Discounts

Car Buying Information:

Some of the first things on your mind when you decide to buy a new car are probably the size, color, and feel of the vehicle. But there are other factors you need to consider to make sure you're getting what's right for you. We've partnered with Balance Pro to help provide our members with financial resources. They've developed Financial Fitness Minute, which is a short video checklist of what you need to consider before buying a vehicle. Click here to view the video.

Fuel Guide:

You've picked your dream car, but now you have to keep it fueled and running! The cost of fuel is an important factor of owning your own car, and can be a major part of structuring a monthly budget. But how can you know how much a new car will cost you at the pump? The U.S. Department of Energy has compiled a website to help provide information on fuel economy. To view the USDE's fuel guide, click here.

GAP Protection:

If you're dealing with a car accident or theft where your vehicle is declared a total loss, or auto insurance may cover the replacement value. But if you were still making payments on that vehicle, you are still liable for any difference between the insurance settlement and the remaining loan balance. Bay Atlantic FCU offers GAP insurance to help cover that difference so you don't end up paying for a car you no longer have. Out GAP insurance is competitively priced and almost half the cost of a car dealership's. Speak with a lending representative for more information!

Debt Protection

Unfortunately, sometimes life throws us unexpected events. Our Debt Protection is a voluntarily loan-payment protection program designed to help provide you with a safety net when you're dealing with certain life events such as death, disability, and even involuntary unemployment. On eligible loans, you can earn a 0.5% discount on your qualifying rate just for signing up for Debt Protection! Speak with a lending representative for more information!

Direct Deposit/Auto Transfer

Life is stressful and sometimes it's easy to miss a payment. Avoid the hassle and the late fees and sign up for direct deposit or auto transfer for your BAFCU loan! Signing up for direct deposit or auto transfer on eligible loans can earn you a 0.50% discount on your qualifying rate! Speak with a lending representative for more information!

ROUTING # 231278821   |   GET IN BALANCE   |   ANNUAL CREDIT REPORT   |   FORMS AND DISCLOSURES   |   CONTACT US   |   CHECK REORDER   |    SITE MAP
NMLS # 663312   |   APR = ANNUAL PERCENTAGE RATE   |   APY = ANNUAL PERCENTAGE YIELD
LOCATION

101 West Elmer Road

Vineland, NJ 08360

Shared Branch Locator Tool

CONTACT

Phone: 856-696-2525

Toll Free: 877-590-8866

Fax: 856-691-5593

Email: info@bayatlanticfcu.org

OFFICE HOURS

Mon - Wed: 9am - 5pm

Thu - Fri: 9am - 6pm

Sat: 9am - 12pm

DRIVE-THRU HOURS

Mon - Wed: 8am - 5:30pm

Thu - Fri: 8am - 6pm

Sat: 9am - 12pm

GET IN BALANCE   |   SERVICE FEES   |   DISCLOSURES   |   PRIVACY POLICY   |   CAREERS   |   SITE MAP

Bay Atlantic Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please call us toll free at 877-590-8866. All products and services available on this website are available at Bay Atlantic Federal Credit Union's location.

  • Facebook - White Circle
  • Instagram - White Circle
  • Twitter - White Circle
  • Yelp - White Circle
Federally Insured by the NCUA
Equal Houing Lender

© 2021 by Bay Atlantic Federal Credit Union. All rights reserved.