Savings Accounts

Share Savings Accounts

All members must maintain a balance of $25 in a share (savings) account. It represents one share in the credit union. All shares are insured by the National Credit Union Administration to a maximum of $250,000 per member.

Holiday Club Accounts

Holiday accounts start the second week in October and run for 52 weeks. Upon maturity the funds will be transferred to either your share or share draft account. New clubs will begin unless cancelled.

Vacation Club Accounts

Vacation accounts can be opened any time during the year. There is a minimum deposit of $25 to open the account. Deposit amounts are optional and flexible.

Money Market Accounts

Money market accounts earn a higher dividend rate than regular share accounts. The minimum balance requirement is $2,500. Transactions are limited to three (3) withdrawals, check, or electronic transfers and three (3) deposits per month, and each deposit or withdrawal must be for a minimum of $250.

Share Certificates

Share certificates are available at your credit union. They can be for a short period of 6 months to as long as 60 months depending on your financial situation. A penalty will be imposed for early withdrawal. Be sure to check out our great rates.

IRA Accounts

Start planning for your retirement today by opening an IRA account at your Credit Union. With outstanding rates and funds that grow tax deferred year after year, an IRA account is an important part of your long-term savings portfolio.

  • Traditional IRA offers tax-deferred earnings and the possibility of tax deductible contributions.

  • Roth IRA is funded by non-deductible contributions but gives owners the opportunity for tax-free withdrawals.

  • Coverdell IRAs enable parents and others to deposit $2,000 per year to be used for educational purposes. Earnings grow tax-free if you meet the income requirements.

QUICK LINKS

ROUTING # 231278821   |   GET IN BALANCE   |   ANNUAL CREDIT REPORT   |   FORMS AND DISCLOSURES   |   CONTACT US   |   CHECK REORDER   |    SITE MAP
NMLS # 663312   |   APR = ANNUAL PERCENTAGE RATE   |   APY = ANNUAL PERCENTAGE YIELD
LOCATION

101 West Elmer Road

Vineland, NJ 08360

Shared Branch Locator Tool

CONTACT

Phone: 856-696-2525

Toll Free: 877-590-8866

Fax: 856-691-5593

Email: info@bayatlanticfcu.org

OFFICE HOURS

Mon - Wed: 9am - 5pm

Thu - Fri: 9am - 6pm

Sat: 9am - 12pm

DRIVE-THRU HOURS

Mon - Wed: 8am - 5:30pm

Thu - Fri: 8am - 6pm

Sat: 9am - 12pm

GET IN BALANCE   |   SERVICE FEES   |   DISCLOSURES   |   PRIVACY POLICY   |   CAREERS   |   SITE MAP

Bay Atlantic Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please call us toll free at 877-590-8866. All products and services available on this website are available at Bay Atlantic Federal Credit Union's location.

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Federally Insured by the NCUA
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