Share Savings Accounts
All members must maintain a balance of $25 in a share (savings) account. It represents one share in the credit union. All shares are insured by the National Credit Union Administration to a maximum of $250,000 per member.
Holiday Club Accounts
Holiday accounts start the second week in October and run for 52 weeks. Upon maturity the funds will be transferred to either your share or share draft account. New clubs will begin unless cancelled.
Vacation Club Accounts
Vacation accounts can be opened any time during the year. There is a minimum deposit of $25 to open the account. Deposit amounts are optional and flexible.
Money Market Accounts
Money market accounts earn a higher dividend rate than regular share accounts. The minimum balance requirement is $2,500. Transactions are limited to three (3) withdrawals, check, or electronic transfers and three (3) deposits per month, and each deposit or withdrawal must be for a minimum of $250.
Share certificates are available at your credit union. They can be for a short period of 6 months to as long as 60 months depending on your financial situation. A penalty will be imposed for early withdrawal. Be sure to check out our great rates.
Start planning for your retirement today by opening an IRA account at your Credit Union. With outstanding rates and funds that grow tax deferred year after year, an IRA account is an important part of your long-term savings portfolio.
Traditional IRA offers tax-deferred earnings and the possibility of tax deductible contributions.
Roth IRA is funded by non-deductible contributions but gives owners the opportunity for tax-free withdrawals.
Coverdell IRAs enable parents and others to deposit $2,000 per year to be used for educational purposes. Earnings grow tax-free if you meet the income requirements.