Loan Rates
Rates Effective 4/1/21 - 4/30/21
Loan Rates
Amount
Personal Loans
$500.00 - $15,000.00
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New Vehicle Financing
Up to 125% Loan to Value
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Used Vehicle Financing
Up to 125% Loan to Value
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New Boat/Motorcycle/RV Financing
Up to 100% Loan to Value
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Used Boat/Motorcycle/RV Financing
Up to 100% Loan to Value
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Credit Builder Loan
$1,000 (maximum amount)
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Student Loans
Call LendKey at 888-549-9050
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Share Secured
Certificate Secured
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Credit Card
$500.00 - $15,000.00
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Home Equity Loans Fixed Rate
80% Loan to Value
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Mortgage Loans
Call State Financial Network at 800-426-7140
Term
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Up to 60 Months
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36 Months
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36 Months
(Mileage may limit term)
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36 Months
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36 Months
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11 Month Term
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Up to 60 Months
Up to 60 Months
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Revolving
5.90% APR* intro offer
on platinum credit cards
for 12 months
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Up to 60 Months
Up to 120 Months
Up to 180 Months
APR* As Low As
6.49%
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2.24%
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2.24%
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2.24%
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2.24%
18.00%
(with $50 app fee)
2.25%
2.50%
9.90% Platinum
12.00% Classic
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3.99%
4.49%
4.99%
Debt Protection
Unfortunately, sometimes life throws us unexpected events. Our Debt Protection is a voluntarily loan-payment protection program designed to help provide you with a safety net when you're dealing with certain life events such as death, disability, and even involuntary unemployment. On eligible loans, you can earn a 0.5% discount on your qualifying rate just for signing up for Debt Protection! Speak with a lending representative for more information!
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Direct Deposit/Auto Transfer
Life is stressful and sometimes it's easy to miss a payment. Avoid the hassle and the late fees and sign up for direct deposit or auto transfer for your BAFCU loan! Signing up for direct deposit or auto transfer on eligible loans can earn you a 0.50% discount on your qualifying rate! Speak with a lending representative for more information!
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Rates based on creditworthiness of individual applicant and subject to change without notice.
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