Member Referral

We believe we’re better together at Bay Atlantic FCU.

That’s why you can earn rewards when someone you refer opens a new account,
gets a new loan, or signs their business up as a select employee group.

Whether it’s a family member, friend, or co-worker-- we hope you’ll share the joy of membership!

For information on membership eligibility, click here.

New Member Account

(refer a friend, family member, or co-worker

to open a new BAFCU account)

$10 or 1,000 UChoose Reward Points

Visit our office to open a new account!

Click here to view our hours.

New Loan

(refer a friend, family member, or co-worker

to apply for a BAFCU loan*)

$20 or 2,000 UChoose Reward Points

Apply for a new loan online or in person!

Click here to apply online.

New Select Employee Group

(refer a local business owner to become one of our

select employee groups** and offer their employees eligibility to join!)


Speak with our business development representative

Debbie Perkins to inquire about becoming a select employer group!

Click here to email now.

Make sure to mention who made the referral so we know who to reward!

*Loan application must be approved and closed before reward is issued. Minimum loan value is $5,000. Other restrictions apply.

**Application to become select employee group must be approved by the NCUA before reward is issued. Other restrictions apply.