Member Referral

We believe we’re better together at Bay Atlantic FCU.
That’s why you can earn rewards when someone you refer opens a new account, gets a new loan, or signs their business up as a select employee group. Whether it’s a family member, friend, or co-worker-- we hope you’ll share the joy of membership!
For information on membership eligibility, click here.
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New Member Account
(refer an individual to join BAFCU and open a new account)
$10 or 1,000 UChoose Reward Points
New Loan
(refer an individual to apply for a BAFCU loan*)
$20 or 2,000 UChoose Reward Points
New Select Employee Group
(refer a local business owner to become one of our
select employee groups** and offer their employees eligibility to join!)
$50
Make sure to mention who made the referral so we know who to reward!
*Loan application must be approved and closed before reward is issued. Minimum loan value is $5,000. Other restrictions apply.
**Application to become select employee group must be approved by the NCUA before reward is issued. Other restrictions apply.