Introducing IDCheck

Stay One Step Ahead of Fraud with IDCheck

Bay Atlantic FCU understands it’s crucial to help protect you from account takeover fraud. That’s why we are introducing a new ID proofing measure for in-person visits to our office. This new fraud prevention measure allows us to make certain it is YOU trying to access your account, not an imposter.

What is IDCheck?

Beginning May 1st, tellers will have the ability to identify and authenticate members through a QR code and one-time passcode multi-factor authentication verification.

This only applies to Shared Branch users from out-of-state.

BAFCU members will not need to complete IDCheck for transactions at our office but will be required to authenticate when accessing Shared Branch offices outside of New Jersey.

How it Works:

1. Scan the QR code located in the branch or visit verify.coop.org

2. Select your credit union’s name from the drop-down list

3. Enter your member number and the last four digits of your social security number

4. Upload a photo of your ID

5. Take a selfie

6. Show your one-time passcode to the teller (passcode is valid for 20 minutes)

Tip: Save your validation for an even quicker experience next time!

Policies may vary at different credit union locations. When accessing Shared Branch banking out-of-state, be sure to speak with that institution's staff for guidance and follow their instructions.

If you have any questions about IDCheck, please feel free to visit our main office or contact us at 856-696-2525 or 877-590-8866 toll-free