Click & Go Loans
At this time, we are offering two separate Click & Go Loan types. But stay tuned! In the future, we will be running new specials and credit building loan types too! Click the link below to apply or keep reading to learn more about each loan type.
What makes Click & Go Loans unique?
✅ Apply any time - available 24/7
✅ Complete the entire process online
✅ No credit check required
✅ Instant decision and funding
✅ Choose your own due date
✅ $50 non-refundable application fee
✅ A smart alternative to high interest loans!
Click & Go Loans are a brand new lending product that gives our members quick and convenient access to small dollar amount loans. From application to funding, Click & Go Loans are done completely online, anywhere, any time. That's right-- nights, holidays, and weekends, Click & Go Loans are always available! Decisioning and funding can be completed in as little as 60 seconds.
No credit check is pulled to for decisioning. Instead, your account history with BAFCU is reviewed to determine if you're approved for the loan. Only after it's issued is the loan reported to the credit bureaus. Click & Go Loans are paid via automatic payment from your active share account, and every on-time payment will positively impact your credit history!
Every Day Loan
Every Day Loans are perfect for casual purchases or expenses that might be a little hard to pay for our of pocket. Booking a vacation? Replacing your old computer? Working on a seasonal shopping list? An Every Day Loan may be just what you need!
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16.00% APR Interest Rate
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Borrow $500 to $2,500 (First loan maximum amount is $1,000)
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Must be a member for 6 months
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$50 non-refundable application fee
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Auto pay required
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Member cannot have more than two (2) Click & Go Loans at a time
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Member cannot have more tham three (3) Click & Go Loans in a six (6) month period
Certain account details and metrics are required to qualify. Member must meet all required qualifications to be approved. If you have any questions, please speak with our Lending team at 856-696-2525 ext 6011 or stop by the main office.
Emergency Loan
Life happens whether you're ready or not, and it can be expensive! Broken appliances, medical or vet bills, car repairs-- it adds up fast. But our Emergency Loans are available to help you weather those difficult times and get you back on track.
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14.00% APR Interest Rate
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Borrow $250 to $750 (First loan maximum amount is $500)
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Must be a member for 3 months
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$50 non-refundable application fee
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Auto pay required
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Member cannot have more than two (2) Click & Go Loans at a time
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Member cannot have more tham three (3) Click & Go Loans in a six (6) month period
Certain account details and metrics are required to qualify. Member must meet all required qualifications to be approved. If you have any questions, please speak with our Lending team at 856-696-2525 ext 6011 or stop by the main office.
Additional details and information on Click & Go Loans.​
Bay Atlantic FCU employees, volunteers, and their immediate family members are not eligible for BAFCU Click & Go Loans. All credit union loan programs, rates, terms, and conditions are subject to change without notice. BAFCU Click & Go Loan decisioning utilizes a relationship-based underwriting process that involves the member's credit union account history. No credit bureau check is performed as part of the underwriting decision; however, after it is issued, the loan is reported to the credit bureaus. Members must meet required criteria to be approved. BAFCU Click & Go Loan applications can only be submitted, processed, and funded online. The service is not available in-office. A $50 non-refundable application fee applies to all BAFCU Click & Go Loan applications. No discounts apply. Questions? Speak with Lending at 856-696-2525 ext 6011.
