• Bay Atlantic FCU

Consolidate Your High Interest Credit Cards

It can be tempting to sign up for store credit cards, especially when they come

with a discount on your first purchase. But even if you don’t owe much on these card, you may still be paying a high interest rate!


According to a 2021 CreditCards.Com report, the average retail credit card has an APR* of 24.35%. Our Classic Visa credit card has rates as low as 12.00% APR*!


For those who qualify, we also offer our Platinum Visa Card option, with a 12 month introductory rate of 5.90% APR* and then as low as 9.90% APR* thereafter.


Along with these competitively low rates, Bay Atlantic Visa credit cards have no balance transfer fees, no annual fees, and can be added to a digital wallet for extra convenience.


Save yourself time and money by consolidating all your payments into one place!

Click here to apply.



*APR=Annual Percentage Rate. Platinum visa credit card has introductory APR of 5.90% for 12 months, 9.90% APR thereafter. (Credit Card Disclosure as of 12/01/2012)

Regular qualifications apply. Must meet required criteria to be approved.

Source: www.CreditCards.com, Published 10/12/2021 (www.creditcards.com/credit-card-news/retail-store-credit-card-survey/)


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