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Spring Auto Loan Special

We just can't get enough of Spring savings so we've extended our Auto Loan Special through May 31st! For an extra month, members can enjoy vehicle loan rates as low as 2.99% APR. Applying is simple-- submit your application in person at our offices or apply from the comfort of home! Learn more about the application process below.​​

Posted May 2026. Offer valid 4/1/26 - 5/31/26. All credit union loan programs, rates, terms, and conditions are subject to change without notice. Rate based on creditworthiness of individual applicant and subject to change without notice. Borrow up to 125% of JD Power Clean Retail value. Regular qualifications apply. Must meet required criteria to be approved. No other discounts apply. Existing BAFCU vehicle loans are not eligible for refinance.

Questions? Speak with our Lending Team and call 856-696-2525 ext 6011 or email loans@bayatlanticfcu.org

Shopping for a new vehicle? Get pre-approved! Submit your application before you shop and lock in your rate on this limited time special offer. Or, if you already have an auto loan with another institution, consider refinancing with BAFCU! You may be able to lower your current rate and monthly payment.

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Loan Add Ons

Bay Atlantic Federal Credit Union is proud to offer several loan add ons for our members through our partnership with TruStage® including Debt Protection, GAP, and Mechanical Repair Coverage. 

SHARED BRANCH LOCATOR  |   DIRECT DEPOSIT FORM   |   MONEYPASS ATM LOCATOR   |   CONTACT US   |   CHECK REORDER   |    SITE MAP   |    ROUTING NUMBER 231278821 
NMLS # 663312   |   APR = ANNUAL PERCENTAGE RATE   |   APY = ANNUAL PERCENTAGE YIELD   |   ROUTING NUMBER 231278821 
LOCATION

101 West Elmer Road

Vineland, NJ 08360

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CONTACT

Phone: 856-696-2525

Toll Free: 877-590-8866

Fax: 856-691-5593

Email: info@bayatlanticfcu.org

OFFICE HOURS

Mon - Wed: 9am - 5pm

Thu - Fri: 9am - 6pm

Sat: 9am - 12pm

Sun: Closed

DRIVE-THRU HOURS

Mon - Wed: 8am - 5:30pm

Thu - Fri: 8am - 6pm

Sat: 9am - 12pm

Sun: Closed

Bay Atlantic Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please call us toll free at 877-590-8866. All products and services available on this website are available at Bay Atlantic Federal Credit Union's location.

Federally Insured by the NCUA
Equal Housing Lender logo

Federally Insured by NCUA. Equal Housing Lender.

© 2026 by Bay Atlantic Federal Credit Union. All rights reserved.

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