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Fall Auto Loan Special - Rate Beat

Our annual Fall Vehicle Loan Special is back with a bold twist: this year, our lending team is here to save you from high interest rates! With our brand new Rate Beat promotion, we're asking members to give us the chance to match or beat their current or qualifying rate from another institution.

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If you're looking to finance through a dealership or another financial institution, simply include proof of the rate you've been offered with your BAFCU application. Our lending team will review your application and may be able to save you up to 2% on your APR!

 

Members who already have a vehicle loan elsewhere can still take advantage of this promotion by refinancing with Bay Atlantic and providing copies of their current loan agreement.

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Even better: if you've found a rate that we can't beat, we'll present you with a $250 gas card at loan closing. Either way, you still come out on top with a fantastic deal!

The products advertised on this page are not federally insured.​

Posted October 2026. Offer valid 10/1/26 - 10/31/26. All credit union loan programs, rates, terms, and conditions are subject to change without notice. Must provide proof of qualifying or current rate from competing dealership or institution. Rate based on creditworthiness of individual applicant and subject to change without notice. Discounted rate cannot exceed CU floor rate. Borrow up to 125% of JD Power Clean Retail value. Regular qualifications apply. Must meet required criteria to be approved. No other discounts apply. Existing BAFCU vehicle loans are not eligible for refinance. Gas cards will only be given out at loan closing when the discounted rate under this promotion was not applied.

Questions? Speak with our Lending Team and call 856-696-2525 ext 6011 or email loans@bayatlanticfcu.org

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SHARED BRANCH LOCATOR  |   DIRECT DEPOSIT FORM   |   MONEYPASS ATM LOCATOR   |   SCHEDULE APPOINTMENT   |   CHECK REORDER   |    ROUTING NUMBER 231278821 
NMLS # 663312   |   APR = ANNUAL PERCENTAGE RATE   |   APY = ANNUAL PERCENTAGE YIELD   |   ROUTING NUMBER 231278821 
LOCATION

101 West Elmer Road

Vineland, NJ 08360

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CONTACT

Phone: 856-696-2525

Toll Free: 877-590-8866

Fax: 856-691-5593

Email: info@bayatlanticfcu.org

OFFICE HOURS

Mon - Wed: 9am - 5pm

Thu - Fri: 9am - 6pm

Sat: 9am - 12pm

Sun: Closed

DRIVE-THRU HOURS

Mon - Wed: 8am - 5:30pm

Thu - Fri: 8am - 6pm

Sat: 9am - 12pm

Sun: Closed

Bay Atlantic Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please call us toll free at 877-590-8866. All products and services available on this website are available at Bay Atlantic Federal Credit Union's location.

Federally Insured by the NCUA
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Federally Insured by NCUA. Equal Housing Lender.

© 2026 by Bay Atlantic Federal Credit Union. All rights reserved.

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