Service Fees

Rates Effective 9/1/21 - 9/30/21

SCHEDULE OF FEES AND CHARGES

 

General Fees

  • Account Activity Printout: $1.00/Page

  • Account Research: $30.00/Hour

  • Automatic Transfer: $5.00/Transfer, 1st one free per month

  • Cashier's Check Stop Payment: $20.00 (with restrictions)

  • Certified Check: $5.00/Check

  • Deposit Item Return: $25.00/Item

  • Inactive Account: $5.00/Month after 6 month(s)

  • Share Account Minimum Balance Fee: Balance on account after 90 days

  • Legal Process: $5.00/Item

  • Levies and Liens: $100.00

  • Money Order: $2.00/Money Order

  • Returned Mail: $5.00/Month

  • Statement Copy: $1.00/Page, $5.00 minimum

  • Monthly Paper Statement: $1.00/Month

  • Wire Transfer (Outgoing Domestic): $25.00/Transfer

  • Wire Transfer (Outgoing International): $75.00/Transfer

  • ACH Stop Payment: $20.00/Request

  • ACH Origination: $10.00/Request CU generate, free if member generated online

  • Account Verification: $5.00/Request

  • Escheat Funds: $100.00

  • Preauthorized Withdrawals NSF: $30.00

  • Medallion Signature: $0.00

  • Notary: $0.00

  • Visa Check and ATM Card NSF: $30.00/Transaction

  • Visa Gift Card: $3.00 (member) $5.00 (non-member)

  • Visa Reloadable Card: $6.00/Card $4.00 per reload

  • Dispute Fee: $0.00

  • Pinned POS: $1.00/Transaction

  • Non-Bay Atlantic ATM Withdrawal: $1.00/Withdrawal, 4 free per month

Share Draft Account Fees

  • NSF: $30.00/item (each submission or resubmission)

  • Returned Item: $30.00/item (each submission or resubmission)

  • Stop Payment: $20.00/Request

  • Temporary Draft: $1.00/5 checks

  • Paid Share Draft Copy: $5.00/copy

  • Paid Share Draft Copy Online: $0.00/2, after two, $0.50 per copy

  • Electronic Bill Payer: $0.00

  • Overdraft Advantage: $30.00/Item

Specific Account Fees

  • Share - Early Withdrawal: $25.00 if closed within 6 months of opening

  • Share - ATM Card: $3.00/Month

  • IRA - Early Withdrawal: $50.00 is closed within 6 months of opening

  • Money Market - Excessive Withdrawal: $25.00 if over 3 in a calendar month

  • Money Market - Transaction Fee: $25.00 if transaction below $250.00

  • Holiday Club - Early Withdrawal: $10.00

  • Business Account: Monthly Maintenance: $20.00/Month, waived with either Business Credit Card or loan

Change of Address
If a member’s account falls below $25.00, and 2 or more statements are returned for incorrect address and no current address is known, the account shall be closed and charged a below minimum account balance fee of $25.00 or current account balance.

Inactivity Fee Below Minimum
If a member’s account balance falls below $25.00 a notification will be sent to the member after 30 days.  If the account balance remains below the minimum the account may be charged the  current balance on the account.

ATM Transactions
During the COVID-19 outbreak, we will temporarily be increasing the number of free non-BAFCU ATM transactions from 4 per month to 8 per month. More than 8 ATM transactions in a calendar month at non-BAFCU ATMs will incur a $1 fee per transaction. 

ROUTING # 231278821   |   GET IN BALANCE   |   DIRECT DEPOSIT FORM   |   FORMS AND DISCLOSURES   |   CONTACT US   |   CHECK REORDER   |    SITE MAP