Service Fees

Rates Effective 12/1/20 - 12/31/20

Service Fees

Fee Description

Fee Amount

ACH Origination Fee (Member Generated)
ACH Origination Fee (CU Generated)
ACH Stop Payment
Account Activity Print Out
Account Research
Account Verification
ATM Card Fee
ATM Pinned POS Transaction
ATM NSF Fee
ATM Transaction (4 Free/Month)***
Automatic Transfer (1st Free)
Cashier Check
Cashier Check Stop Payment (restrictions)
Certified Check
Debit Card Dispute
Deposited Return Item
Dormant Account Fee (After 6 Months)**
Early Withdrawal Share Account
(closed within first 6 months)
Early Withdrawal IRA Account
(closed within first 6 months)
Early Withdrawal Holiday Club Account
Electronic Bill Pay
Escheat Account
Legal Process Fee (Per Item)
Levies and Liens
Medallion Signature
Money Market Excessive Withdrawals
(more than 3 per month)
Money Market Transaction Fee
(below $250.00 per item)
Money Order
Notary Public
NSF - Share Draft
Overdraft Advance (per item)
Pre-Authorization W/D NSF
Returned Mail (per month)*
Share Account Below Minimum (after 90 days)
Share Draft Copy of Paid Draft
Share Draft Copy Online (first 2 free)
Share Draft Return Item
Share Draft Stop Payment
Statement Copy (minimum)
Statement Mailed (paper)
Temporary Checks (five)
Visa Check Card NSF
Visa Check Card Pinned POS Transaction
Visa Check Card ATM Transactions (4 free)
Visa Gift Card (Member)
Visa Gift Card (Non-Member)
Visa Reloadable Card
Visa Reloadable Card (Reload Fee)
Wire Outgoing
Wire International
Free
$10.00
$20.00
$1.00/page
$30.00/hour
$5.00/request
$3.00/month
$1.00
$30.00
$1.00
$5.00
$5.00
$20.00
$5.00
Free
$25.00
$5.00/month
$25.00
 
$50.00
 
$10.00
Free
$100.00
$5.00
$100.00
Free
$25.00
 
$25.00
 
$2.00
Free
$30.00
$30.00
$30.00
$5.00
Balance
$5.00
$0.50
$30.00
$20.00
$5.00
$1.00
$1.00
$30.00
$1.00
$1.00
$3.00
$5.00
$6.00
$4.00
$25.00
$75.00

QUICK LINKS

Change of Address
*If a member’s account falls below $25.00, and 2 or more statements are returned for incorrect address and no current address is known, the account shall be closed and charged a below minimum account balance fee of $25.00 or current account balance.

Inactivity Fee Below Minimum
**If a member’s account balance falls below $25.00 a notification will be sent to the member after 30 days.  If the account balance remains below the minimum the account may be charged the  current balance on the account.

ATM Transactions
***During the COVID-19 outbreak, we will temporarily be increasing the number of free non-BAFCU ATM transactions from 4 per month to 8 per month. More than 8 ATM transactions in a calendar month at non-BAFCU ATMs will incur a $1 fee per transaction. 

ROUTING # 231278821   |   GET IN BALANCE   |   ANNUAL CREDIT REPORT   |   FORMS AND DISCLOSURES   |   CONTACT US   |    SITE MAP
NMLS # 663312   |   APR = ANNUAL PERCENTAGE RATE   |   APY = ANNUAL PERCENTAGE YIELD
LOCATION

101 West Elmer Road

Vineland, NJ 08360

Shared Branch Locator Tool

CONTACT

Phone: 856-696-2525

Toll Free: 877-590-8866

Fax: 856-691-5593

Email: info@bayatlanticfcu.org

OFFICE HOURS

Mon - Wed: 9am - 5pm

Thu - Fri: 9am - 6pm

Sat: 9am - 12pm

DRIVE-THRU HOURS

Mon - Wed: 8am - 5:30pm

Thu - Fri: 8am - 6pm

Sat: 9am - 12pm

GET IN BALANCE   |   SERVICE FEES   |   DISCLOSURES   |   PRIVACY POLICY   |   CAREERS   |   SITE MAP

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