Loan Rates

Rate Effective 1/1/21 - 1/31/21

Loan Rates

Amount

Personal Loans
$500.00 - $15,000.00
New Vehicle Financing
Up to 125% Loan to Value
Used Vehicle Financing 
Up to 125% Loan to Value
New Boat/Motorcycle/RV Financing
Up to 100% Loan to Value
Used Boat/Motorcycle/RV Financing
Up to 100% Loan to Value
Credit Builder Loan
$1,000 (maximum amount)
Student Loans
Call LendKey at 888-549-9050
Share Secured
Certificate Secured
Credit Card
$500.00 - $15,000.00
Home Equity Loans Fixed Rate
80% Loan to Value
Mortgage Loans
Call State Financial Network at 800-426-7140

Term

Up to 60 Months
36 Months
36 Months
(Mileage may limit term)
36 Months
36 Months
11 Month Term
Up to 60 Months
Up to 60 Months
Revolving
5.90% APR* intro offer
on platinum credit cards
for 12 months
Up to 60 Months
Up to 120 Months
Up to 180 Months

APR* As Low As

 
8.25%
3.00%
 
 
3.00%
 
 
3.00%
 
 
 
3.00%
 
 
18.00%
(with $50 app fee)
 
 
 
 
2.25%
2.50%
 
9.90% Platinum
12.00% Classic
 
 
4.24%
4.99%
5.74%

QUICK LINKS

Debt Protection

Unfortunately, sometimes life throws us unexpected events. Our Debt Protection is a voluntarily loan-payment protection program designed to help provide you with a safety net when you're dealing with certain life events such as death, disability, and even involuntary unemployment. On eligible loans, you can earn a 0.5% discount on your qualifying rate just for signing up for Debt Protection! Speak with a lending representative for more information!

Direct Deposit/Auto Transfer

Life is stressful and sometimes it's easy to miss a payment. Avoid the hassle and the late fees and sign up for direct deposit or auto transfer for your BAFCU loan! Signing up for direct deposit or auto transfer on eligible loans can earn you a 0.50% discount on your qualifying rate! Speak with a lending representative for more information!

Rates based on creditworthiness of individual applicant and subject to change without notice.

ROUTING # 231278821   |   GET IN BALANCE   |   ANNUAL CREDIT REPORT   |   FORMS AND DISCLOSURES   |   CONTACT US   |    SITE MAP
NMLS # 663312   |   APR = ANNUAL PERCENTAGE RATE   |   APY = ANNUAL PERCENTAGE YIELD
LOCATION

101 West Elmer Road

Vineland, NJ 08360

Shared Branch Locator Tool

CONTACT

Phone: 856-696-2525

Toll Free: 877-590-8866

Fax: 856-691-5593

Email: info@bayatlanticfcu.org

OFFICE HOURS

Mon - Wed: 9am - 5pm

Thu - Fri: 9am - 6pm

Sat: 9am - 12pm

DRIVE-THRU HOURS

Mon - Wed: 8am - 5:30pm

Thu - Fri: 8am - 6pm

Sat: 9am - 12pm

GET IN BALANCE   |   SERVICE FEES   |   DISCLOSURES   |   PRIVACY POLICY   |   CAREERS   |   SITE MAP

Bay Atlantic Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please call us toll free at 877-590-8866. All products and services available on this website are available at Bay Atlantic Federal Credit Union's location.

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Federally Insured by the NCUA
Equal Houing Lender

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