Mobile Check Deposit

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Important Information for All

Mobile Check Deposits

Any check to be deposited via remote deposit capture MUST include an endorsement stating it is for remote deposit capture at Bay Atlantic FCU.

 

Checks without this verbiage will not be accepted through remote deposit capture.

Please note: tellers also cannot accept physical checks deposited/cashed in office if the check is already endorsed for remote deposit capture.

BAFCU Remote Deposit Capture Tips

  • Before logging into the bayatlantic app, close all other apps running in the background on your mobile phone.

  • Sign/Endorse the back of your check, and write

    • For BAFCU Mobile Check Deposit only, Bay Atlantic Federal Credit Union Account #___________

  • When prompted for the amount, carefully enter the check amount to ensure it matches the amount written on your check.

  • Flatten folded or crumpled checks before taking your photos.

  • Keep the check within the view finder on the camera screen when capturing your photos.

  • Try not to get too much of the area surrounding the check.

  • Take the photos of your check in a well-lit area.

  • Place the check on solid dark background before taking the photo of it.

  • Keep your phone flat and steady above the check when taking your photos.

  • Hold the camera as square to the check as possible to reduce corner to corner skew.

  • Make sure that the entire check image is visible and in focus before submitting your deposit.

  • No shadows across the check

  • All four corners are visible

  • Check is not blurry

  • The MICR line (numbers on the bottom of your check) is readable.

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