Unsecured Loans


Want to buy a new computer, need money for car repairs, graduation? A personal loan could be just what you are looking for. We have rates as low as 8.25%.

You cannot apply for a Home Equity, 1st Mortgage, or Credit Builder loans with this application. For more information on these loan types, please contact the Credit Union 856-696-2525 or toll free 877-590-8866 or visit us in person.

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Credit Cards

With a Bay Atlantic Federal Credit Union Visa Credit Card you can avoid paying higher interest rates and excessive fees that some banks, corporations and department stores charge.  A Bay check your account infoAtlantic FCU Visa Credit Card gives you the purchasing power and savings your need. We offer the following benefits:

    Low fixed rate on Purchases, Cash Advances & Balance Transfers
    No Annual Fee
    Automatic Payments from Savings or Checking Account
    World Wide Acceptance

     Our Visa Classic Credit Card has an APR* of 12.00% and  is not a teaser rate**.

     Our Platinum Visa Credit Card has an introductory APR* of 5.90% for twelve (12) months, 9.90% thereafter**.

       *APR=Annual Percentage Rate

       **Credit Card Disclosure
            **as of 12/01/2012

Anytime you are on vacation be sure to notify the credit union so that when charges come through that are not normal for you, your card will not be blocked.
Lost or stolen credit cards notify: 877-590-8866
Local: 856-696-2525
After normal business hours: 866-217-1773
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