Become a Member

If you are interested in becoming a BAFCU member, you must meet eligibility requirements. If you are employed by one of our member groups or associations, retired from, or an immediate family member of a current account holder, you are immediately eligible to join.

If you are not associated with a member group, you can also become eligible by joining the New Jersey Credit Union Foundation. Foundation membership is free, but you must sign up while in our office to validate eligibility. 

Once you become a member of the credit union, you can remain a member for life, even if you change jobs, retire, or move out of the area.

If you would like to open an account, please visit our office and speak with a Member Service Representative. 

If you have additional questions about necessary documentation for account opening, please call 856-696-2525.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that on personal accounts identifies each person who opens an account. In addition, on legal entity accounts, we will require identification on beneficial owners and controlling person.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

QUICK LINKS

We believe we’re better together at Bay Atlantic FCU.

That’s why you can earn rewards when someone you refer opens a new account,
gets a new loan, or signs their business up as a select employee group.

Whether it’s a family member, friend, or co-worker-

we hope you’ll share the joy of membership!

New Member Account

(refer a friend, family member, or co-worker

to open a new BAFCU account)

$10 or 1,000 UChoose Reward Points

Visit our office to open a new account!

Click here to view our hours.

New Loan

(refer a friend, family member, or co-worker

to apply for a BAFCU loan*)

$20 or 2,000 UChoose Reward Points

Apply for a new loan online or in person!

Click here to apply online.

New Select Employee Group

(refer a local business owner to become one of our

select employee groups** and offer their employees eligibility to join!)

$50

Speak with our business development representative

Debbie Perkins to inquire about becoming a select employer group!

Click here to email now.

Make sure to mention who made the referral so we know who to reward!

*Loan application must be approved and closed before reward is issued. Minimum loan value is $5,000. Other restrictions apply.

**Application to become select employee group must be approved by the NCUA before reward is issued. Other restrictions apply.

ROUTING # 231278821   |   GET IN BALANCE   |   ANNUAL CREDIT REPORT   |   FORMS AND DISCLOSURES   |   CONTACT US   |    SITE MAP
NMLS # 663312   |   APR = ANNUAL PERCENTAGE RATE   |   APY = ANNUAL PERCENTAGE YIELD
LOCATION

101 West Elmer Road

Vineland, NJ 08360

Shared Branch Locator Tool

CONTACT

Phone: 856-696-2525

Toll Free: 877-590-8866

Fax: 856-691-5593

Email: info@bayatlanticfcu.org

OFFICE HOURS

Mon - Wed: 9am - 5pm

Thu - Fri: 9am - 6pm

Sat: 9am - 12pm

DRIVE-THRU HOURS

Mon - Wed: 8am - 5:30pm

Thu - Fri: 8am - 6pm

Sat: 9am - 12pm

GET IN BALANCE   |   SERVICE FEES   |   DISCLOSURES   |   PRIVACY POLICY   |   CAREERS   |   SITE MAP

Bay Atlantic Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please call us toll free at 877-590-8866. All products and services available on this website are available at Bay Atlantic Federal Credit Union's location.

  • Facebook - White Circle
  • Instagram - White Circle
  • Twitter - White Circle
  • Yelp - White Circle
Federally Insured by the NCUA
Equal Houing Lender

© 2021 by Bay Atlantic Federal Credit Union. All rights reserved.