Business Accounts

BAFCU Business Account advantages include:

  • Minimum share account balance of $25.00
  • No minimum balance checking account with Overdraft Protection
  • Free on-line bill pay
  • Free BAFCU Remote Deposit Capture
  • BAFCU Mobile application
  • BAFCU Overdraft Advance Protection – $300 limit
  • Member Business debit cards – instant issue
  • Member Business Credit Cards – Platinum and Classic with fixed rates and NO balance transfer fees

To open your BAFCU Business Account, click here for required documentation and visit one of our branches to get started.

Bay Atlantic Federal Credit Union
Business Account Documentation Requirements

Business Type
Sole Proprietor Partnership LLP Corporation Inc or CO Club or Association Limited Liability Comp
Business Documentation
Copy of SSN or EIN Certificate Copy of EIN Certificate Copy of EIN Certificate Copy of SSN or EIN Certificate Copy of EIN Certificate
Physical address of business (no PO Box) Physical address of business (no PO Box) Physical address of business (no PO Box) Physical address of organization Physical address of organization
Fictitious Name Certificate (if applicable)* Copy of the Partnership Agmt Copy of Articles of Incorporation Copy of meeting minutes, Charter/Bylaws, other documents to establish the organization Copy of Articles of Organization
Business licenses (if any) Fictitious Name Certificate (if applicable)* Fictitious Name Certificate (if applicable)* Documentation of authority of signers Business licenses (if any)
Financial Stmt Financial Stmt Financial Stmt Financial Stmt Financial Stmt
  Business licenses (if any) Business licenses (if any)    
*Fictitious Name Paperwork is not required if the name of the individual owner is also the name of the company/partnership
DISCLOSURE:  The partnership/company owner(s) must be within our FOM to qualify for Business Account membership. All signers must provide current state identification with valid address and proof of membership eligibility. 

Click here to download the table above