 |
 |
| Dividend Rates (July 2010) |
| Term of Account |
Minimum Balance |
APY*
|
Dividend Rate |
| Regular Share |
$50,000.00
|
0.95%
|
0.95%
|
|
$20,000.00
|
0.85% |
0.85%
|
|
$1,000.00
|
0.55% |
0.55%
|
|
$100.00
|
0.25% |
0.25%
|
|
$25.00
|
0.00% |
0.00%
|
| Club Account |
$25.00
|
0.75% |
0.75%
|
| Money Market Account |
$25,000.00
|
1.16% |
1.15%
|
|
$2,500.00
|
0.80% |
0.80%
|
|
Certificates
|
| 6 Month |
$500.00
|
0.85% |
0.85%
|
| 12 Month |
$1,000.00
|
1.06% |
1.05%
|
| 18 Month Bump-Up |
$1,000.00
|
1.36% |
1.35%
|
| 30 Month |
$1,000.00
|
1.87% |
1.85%
|
| 60 Month |
$2,500.00
|
2.68% |
2.65%
|
| |
|
|
|
|
IRA
|
| Variable Rate |
none
|
0.75% |
0.75%
|
|
IRA Certificates
|
| 6 Month IRA |
$500.00
|
0.95% |
0.95%
|
| 12 Month IRA |
$1,000.00
|
1.16% |
1.15%
|
| 18 Month Bump-Up IRA |
$1,000.00
|
1.46% |
1.45%
|
| 30 Month IRA |
$1,000.00
|
1.97% |
1.95%
|
| 60 Month IRA |
$2,500.00
|
2.78% |
2.75%
|
| *APY = Annual Percentage Yield |
| Loan Rates and Terms |
|
Loan Type
|
|
APR**
|
|
Secured Loans
|
rates as low as |
4.50% |
| |
|
|
| Unsecured Loans |
rates as low as |
8.95% |
| |
|
|
|
Home Equity Loans
|
| |
| Home Equity Loans |
rates as low as |
5.00% |
| |
|
|
|
Visa Credit Cards
|
| |
| Classic |
12.00% |
| Platinum |
9.90% |
| Platinum Intro Rate |
12 months |
5.90% |
| |
| **APR=Annual Percentage Rate |
|
|
|
