 |
 |
| Dividend Rates (March 2010) |
| Term of Account |
Minimum Balance |
APY*
|
Dividend Rate |
| Regular Share |
$50,000.00
|
1.11%
|
1.10%
|
|
$20,000.00
|
1.00% |
1.00%
|
|
$1,000.00
|
0.70% |
0.70%
|
|
$100.00
|
0.40% |
0.40%
|
|
$25.00
|
0.00% |
0.00%
|
| Club Account |
$25.00
|
0.90% |
0.90%
|
| Money Market Account |
$25,000.00
|
1.41% |
1.40%
|
|
$2,500.00
|
1.01% |
1.00%
|
|
Certificates
|
| 6 Month |
$500.00
|
1.16% |
1.15%
|
| 12 Month |
$1,000.00
|
1.51% |
1.50%
|
| 18 Month Bump-Up |
$1,000.00
|
1.81% |
1.80%
|
| 30 Month |
$1,000.00
|
2.22% |
2.20%
|
| 60 Month |
$2,500.00
|
2.84% |
2.80%
|
| |
|
|
|
|
IRA
|
| Variable Rate |
none
|
0.95% |
0.95%
|
|
IRA Certificates
|
| 6 Month IRA |
$500.00
|
1.26% |
1.25%
|
| 12 Month IRA |
$1,000.00
|
1.61% |
1.60%
|
| 18 Month Bump-Up IRA |
$1,000.00
|
1.92% |
1.90%
|
| 30 Month IRA |
$1,000.00
|
2.32% |
2.30%
|
| 60 Month IRA |
$2,500.00
|
2.94% |
2.90%
|
| *APY = Annual Percentage Yield |
| Loan Rates and Terms |
|
Loan Type
|
|
APR**
|
|
Secured Loans
|
rates as low as |
4.50% |
| |
|
|
| Unsecured Loans |
rates as low as |
8.95% |
| |
|
|
|
Home Equity Loans
|
| |
| Home Equity Loans |
rates as low as |
5.00% |
| |
|
|
|
Visa Credit Cards
|
| |
| Classic |
12.00% |
| Platinum |
9.90% |
| Platinum Intro Rate |
12 months |
5.90% |
| |
| **APR=Annual Percentage Rate |
|
|
|
