Rates
Dividend Rates (July 2010)
Term of Account Minimum Balance

APY*

Dividend Rate
Regular Share

$50,000.00

0.95%

0.95%

$20,000.00

0.85%

0.85%

$1,000.00

0.55%

0.55%

$100.00

0.25%

0.25%

$25.00

0.00%

0.00%

Club Account

$25.00

0.75%

0.75%

Money Market Account

$25,000.00

1.16%

1.15%

$2,500.00

0.80%

0.80%

Certificates

6 Month

$500.00

0.85%

0.85%

12 Month

$1,000.00

1.06%

1.05%

18 Month Bump-Up

$1,000.00

1.36%

1.35%

30 Month

$1,000.00

1.87%

1.85%

60 Month

$2,500.00

2.68%

2.65%

 

 

 

 

IRA

Variable Rate

none

0.75%

0.75%

IRA Certificates

6 Month IRA

$500.00

0.95%

0.95%

12 Month IRA

$1,000.00

1.16%

1.15%

18 Month Bump-Up IRA

$1,000.00

1.46%

1.45%

30 Month IRA

$1,000.00

1.97%

1.95%

60 Month IRA

$2,500.00

2.78%

2.75%

*APY = Annual Percentage Yield

 

Loan Rates and Terms

Loan Type

 

APR**

Secured Loans

rates as low as 4.50%
     
Unsecured Loans rates as low as 8.95%
     

Home Equity Loans   

 
Home Equity Loans rates as low as 5.00%
     

Visa Credit Cards

 
Classic  12.00%
Platinum  9.90%
Platinum Intro Rate 12 months 5.90%
 
**APR=Annual Percentage Rate

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